How to Write a Resume For Distribution Center Area Manager

How to Write a Resume For Distribution Center Area ManagerWriting a resume for distribution center area manager requires more than simply filling in the gaps that exist with a different name and employment number. This particular position is not exactly a new hire, so the only way to earn this promotion is by proving your worth and competence as an employee to the management team. If you apply for such a position, it is imperative that you are capable of meeting the demanding expectations of the company and that you have the right skillset to do so.One thing that you will be required to provide in your resume for distribution center area manager is that you should possess some positive skills. There is a lot of competition for this position and this means that your skills must be up to the mark. Here are some examples of some important job duties. Aside from these, there are plenty of other things that you can expect to be included on your resume.Writing a resume for distribution cen ter area manager also requires you to be able to contribute in the development of the company's online presence. You will need to make sure that you are able to develop certain important aspects of the company's website which includes the website layout, its content, and the programming required for it. If you are able to develop websites for the company, it would mean that you are really passionate about the work that you do. So before filling out your resume for distribution center area manager, it is time to focus on developing websites for the company.Writing a resume for distribution center area manager requires that you should be capable of working independently from your position. The company has many other employees who can fill out your place and are also proficient in certain departments that they are assigned to. So to ensure that you can work independently from your position, you should prepare for situations where you might be asked to leave your position for additional duty that the company requires. You will also need to prepare yourself for situations where you might be asked to go to lunch, refreshments, or go back to work from vacation.Writing a resume for distribution center area manager also requires that you should be a proven employee with experience. You can expect to be sent to the job that you have applied for as soon as the company considers your application. To make sure that you are able to meet the expectations of the company, you will need to prove your worth.A resume for distribution center area manager will include other things such as how long you have been employed with the company, your interest, skills, or hobbies, and any additional qualifications. It is important that you clarify any discrepancies that you feel on your resume to make sure that everything is on the same level. It is also important that you provide details on any awards that you have received along with the employment information such as the length of time s pent at the company.Writing a resume for distribution center area manager is a very simple task. All you have to do is focus on producing a well-written resume that showcases your qualities. You should always include a wide range of details that will help your prospective employer get a clear picture of what you can offer to the company. There are hundreds of companies that hire people for these positions every day, so you will need to be able to prove your worth in this particular job opportunity.

How to Get Health Insurance If Youre Self-Employed

How to Get Health Insurance If You're Self-Employed When it comes to health insurance options for freelancers, a lot has changed in the past six years. Before the Affordable Care Act, workers without employer-subsidized health insurance were in a precarious position: Those with preexisting conditions often couldn’t get coverage or had to pay more. And while healthy freelancers could sometimes find affordable choices, insurers were allowed to put annual or lifetime caps on their benefits or throw them off their plans over small technicalities. Today, freelancers have many more protections, and many even qualify for a tax credit to subsidize the cost of coverage. But health insurance is still a huge expense for many self-employed workers. You’ll need to understand how the system works, and what your best moves will be. A few dos and don’ts for making smart coverage decisions: DO learn the basics. The Affordable Care Act requires that states either set up their own government-run marketplaces, also known as exchanges, or use the federal government’s marketplace. These exchanges provide a platform on which private insurers can sell health plans â€" often known colloquially as “Obamacare plans” â€" to Americans who don’t have coverage from somewhere else. You can find your state’s marketplace online at Healthcare.gov. The Affordable Care Act also created subsidies to help reduce the cost of insurance: Americans who fall below a certain income threshold can get a tax credit that will cover part of the cost of their Obamacare plan’s premiums. Among those Americans with federal marketplace plans who received the tax credit in 2016, on average, the credit reduced their health insurance premiums by 73%. As with other health insurance, it can be hard to compare the true costs of Obamacare plans in advance â€" partly because you don’t know how healthy or sick you’ll be over the course of a year, but also because you shell out money in different ways. First, there’s your monthly premium, which gets you access to the insurance plan. Once you start going to the doctor or accessing other care, you’ll also have to pay a preset out-of-pocket amount â€" your annual deductible â€" before the insurance actually kicks in. After you’ve spent your entire deductible, you’ll probably have to pay either a set fee (your copay) or a fixed share of the cost (called coinsurance) for each service. Fortunately, Obamacare plans get “metal” ratings that give you a sense of your potential out-of-pocket costs. “Platinum” plans are expected to pay for 90% of your out-of-pocket costs, “gold” plans should pay for 80%, “silver” plans should pay for 70%, and “bronze” plans should pay for 60%. For that reason, the most generous platinum plans typically have the highest monthly premiums, while the most bare-bones bronze plans have the lowest. DON’T get paralyzed by sticker shock. When freelancers see how much it will cost to insure themselves, some balk â€" especially if their most recent health insurance came from an employer. That’s because people with traditional jobs typically pay far less than the actual cost of premiums. The average employee pays just $89 a month for single coverage, according to the Kaiser Family Foundation. But monthly premiums are actually $521, on average â€" it’s just that the employer is paying the other $432. For 2016, the average Obamacare plan on the federal marketplace cost $396 a month before tax credits, according to the Department of Health and Human Services (HHS). If you don’t qualify for any tax credits â€" more on those in a minute â€" you could easily owe more than $4,700 a year for premiums alone. And insurers are allowed to charge older people up to three times more than younger people. Still, don’t let the cost scare you off. First of all, Americans who go without health insurance are now subject to a penalty at tax time if they don’t qualify for an exemption. The exact penalty can vary based on your income and where you live, but the average estimated cost for 2016 is $969, according to the Kaiser Family Foundation. The wealthier you are, the more you could pay. Second, that $1,000 penalty is nothing compared to what you could face if you undergo a medical crisis while uninsured. While the Affordable Care Act capped the amount of money insured Americans will ever be required to pay for in-network care â€" limits are $6,850 for an individual plan and $13,700 for a family plan â€" people without insurance have no such limit on their out-of-pocket costs. Uninsured Americans who suffer heart attacks or life-threatening accidents can easily owe tens or even hundreds of thousands of dollars in medical bills. The point of health insurance is not just to pay less when you go to the doctor, but to insure against those kinds of catastrophic losses. Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button. DO get the subsidies you’re entitled to. The good news is that many Americans can get their premiums lowered if they know how to shop for insurance plans. That $396 average premium is before tax credits, but the average American with a federal marketplace plan is paying just $106 a month once the credits are factored in â€" not so much more than the average American with an employer plan. And the credits cover many middle class families. If you earn less than 400% of the poverty level â€" that’s $47,520 for individuals and $97,200 for a family of four in 2016 â€" you should qualify for the subsidy. To get the credit, you must buy a health plan available through your state’s marketplace. If you don’t qualify for subsidies, you can find more insurance plans directly through the insurers’ websites or through brokers like eHealth. These plans may offer better options than Obamacare plans, but they’re priced accordingly. Many Obamacare plans keep costs down by limiting the network of doctors you’re allowed to see, for instance. Compared with plans sold outside the government exchanges, Obamacare plans had 34% fewer health care providers like primary care physicians, hospitals and specialists, according to a 2015 study by Avalere. But a separate 2014 study by HealthPocket found that the most affordable Obamacare plans had 40% lower premiums than similar off-exchange plans. If you need to see certain specialists, you might want to splurge a bit on premiums to ensure you can keep your doctors. DON’T cheap out with a short-term health plan. One way some freelancers have been cutting their costs is by cobbling together a few short-term health plans, which typically offer monthly lower premiums ($110 a month, on average). According to eHealth, interest in short-term health insurance increased 134% after the Affordable Care Act was implemented. However, short-term plans are not a substitute for traditional insurance. First, short-term plans don’t have to meet the standards required by the Affordable Care Act, which means they can discriminate against people with preexisting conditions, refuse to cover services like preventive care and prescription drugs, and put annual or lifetime caps on benefits. Also, since short-term plans don’t meet Obamacare’s standards, they aren’t actually considered “insurance” â€" so you’ll still have to pay the Obamacare tax penalty if you don’t have other minimum essential coverage. In light of these problems, HHS recently proposed new rules that would prevent Americans from remaining on short-term plans for longer than three months and require that insurers warn consumers about the fine print. Since you might not be covered if you get really sick and you still must pay the tax penalty, only consider short-term plans if you’ve missed the deadline to get coverage and you don’t qualify for a special enrollment period (more on that below). Otherwise, don’t make short-term health plans part of your long-term strategy. DO consider skimpier Obamacare coverage instead. A better way to get premiums down: Opt for a higher deductible. The highest deductibles are on so-called catastrophic plans. If you do get sick, you will have to pay a lot more out-of-pocket â€" and you can’t apply a tax credit to a catastrophic plan â€" but if you’re relatively healthy, you can save a lot with lower monthly premiums. Not everyone qualifies â€" you must be 30 years old or younger to get a catastrophic plan (or you must qualify for a hardship exemption). People on these plans can get three primary care visits and other preventive services for free. But aside from that, enrollees must pay $6,850 out-of-pocket before they hit their deductible and before insurance starts to cover other health care services. Why would anyone choose such a skimpy plan? To save a ton on premiums. In Brooklyn, N.Y., for instance, a catastrophic plan is available from CareConnect for $175 a month â€" less than half the cost of the cheapest silver plan, according to a plan comparison list from the Freelancers Union. A smart move would be to put aside those monthly savings in an emergency fund or health savings account to cover emergency out-of-pocket costs. If you’re over 30 or want slightly better coverage, choose a bronze plan, which is expected to cover 60% of out-of-pocket costs. While most Americans with Obamacare choose silver plans because the tax credit is calculated based on the second-lowest cost silver plan in their area, you can also apply your tax credit to a bronze plan. Again, remember that you’re risking higher out-of-pocket costs in return for lower monthly premiums. DON’T miss the deadline. If you don’t yet have health insurance for 2016, it’s probably too late. Now that insurers are no longer allowed to discriminate against people with preexisting conditions, there’s just a limited window of time when you’re allowed to enroll, to dissuade you from waiting to buy insurance until you are sick. Generally, you can only buy individual insurance during the open enrollment period. The last one ended on Jan. 31, 2016, and the open enrollment period for 2017 will be from Nov. 1, 2016 to Jan. 31, 2017. There are a few exceptions. You may be able to sign up for health insurance before November if you experience what’s called a “qualifying life event” â€" moving to another state, getting married, or having a baby. To take advantage, you’ll need to apply for a special enrollment period on Healthcare.gov. Move quickly: In most cases, you only have 60 days after the qualifying life event to enroll. DO plan for tax time. The Obamacare tax credit is odd in that you get it in advance â€" instead of making you wait until you file your taxes and receive your refund, the credit lowers the amount you pay in health insurance premiums every month. But the subsidy you get is based, in large part, on how much you earn. When you enroll, you must provide an estimate of your income for the rest of the year. Then when you file your taxes, you must reconcile your estimated earnings with your actual earnings, to make sure you got the right amount for your tax credit. Yet many freelancers have income that varies. If you overestimate your earnings, you’ll get a bigger tax credit than you expected, and thus a bigger refund. But if you underestimate, you may need to return part of your tax credit at filing time. This is a fairly common problem: Last year, HR Block found that more than half of their taxpayers underestimated their income and needed to pay back a portion of their credit, $530 on average. If you make less than 400% of the poverty line, there’s a cap on how much you could be forced to pay back â€" but you still want to be careful when estimating your income. The good news? As a freelancer, you can deduct the cost of your health insurance premiums, even if your other deductible expenses don’t exceed the standard deduction ($6,300 for individuals this year). Freelancers’ health insurance premiums are a so-called above-the-line deduction, which lower your taxable income before other write-offs are applied. That should help during tax season.

Jump Start Your Career With A Little Help - Work It Daily

Jump Start Your Career â€" With A Little Help - Work It Daily Are you ready to jump start your career? People get help from each other every day. You wouldn’t think twice about accepting a scholarship or grant. You probably look forward to that big check from Aunt Mildred on your birthday. But when it comes to accepting help from the government, the suggestion is often taboo. There’s a stigma attached to government funding that tends to make people feel as though they’ve hit rock bottom. Embarrassed and proud, they will go to great lengths to avoid taking “a handout.” But sometimes accepting help from government programs and food stamps is all it takes to ease the financial burden and help you get back on your feet. If you find yourself on the brink of seeking out government assistance, you certainly aren’t alone. In fact, in 2011 one in every six people in the U.S. received food stamps. And contrary to what some people believe, the recipients were not all irresponsible drug addicts and alcoholics. Many are highly educated people. They may have lost a job due to a downturn in the economy or need help to get them through a divorce or to help pay for an unexpected accident, illness or death. Statistics show that as many as one quarter of the Americans who are eligible for food stamps don’t participate in the program. If you’re one of them, would it make you feel better to know that while growing up, the families of Oprah Winfrey, Toby McGuire, and Prince Fielder used food stamps? So, did the mother of Olympian Gabby Douglas. And then there’s Whoopi Goldberg, who periodically lived on government assistance before she became a celebrity. That said, it’s time to bury the embarrassment and make this assistance work for you. Keep in mind that we’re not suggesting that anyone cheat the system or abuse the funds they’re given. But if your funds are running low and you need help, take it. Especially if you have a family to support, food stamps and the like will help you stay afloat while you search for a job or start your own business. Job hunting or starting a business can be costly. You need the right clothes, a computer to send and check emails and a cell phone to get calls. If you’re striking out on your own, you’ll still need that phone and computer. You may also need to rent space, but even a home office will need a desk, printer, and other office supplies. Add in business cards, etc. and you’ll see how it’s easy to spend more money than you bring in at the beginning. But you need to spend money to make money, the saying goes. And if that’s the case, it helps to have a backup. Sometimes not spending money on your business or job search will actually sabotage the effort. If no one knows about you, they can’t hire you or buy your product or service. You need to spend both time and money to give your career the focus and attention it deserves. And that may mean taking help for awhile to make ends meet. In addition to food stamps â€" or in place of them if it makes you feel better â€" there are government and local programs you might want to explore. Assistance in the form of grants and training is often available for small businesses or companies run by women or minorities, among others. Sometimes there’s funding available for businesses in certain fields, such as the tech industry. And if starting a business is too much to handle (or not of interest to you), there is usually free help and training available through the employment office or career support groups in your area. You might be uncomfortable accepting assistance, but remember it might be all it takes to help get you on your feet again sooner. And once you no longer need it, you can always pay it forward by helping someone else in their career. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!